August 2013



Yes, none.

I failed.


It was a busy month, but still, I should have ar least written about my plan to reduce my fixed spending.


I failed,

but only a little.

Flexible spending in May was 1337.38.

Weeks were: 101, 145, 543, 400, 147.

The month started pretty low with the biggest item being some grocery shopping for a festival weekend.

Then an SSL-certificate expired, but still nothing major.

The largest item was my yearly art-festival donation and the hotel to go there. (Around 500 in total.)

I also visited my family and my brother reminded me that I owed him 150 for the last car repair – which I paid him back right away.

Apart from that: No major expenses. A “fancy” dinner now and then but always below 25.

Considering I went to a festival, two conferences and a trade show the month wasn’t that bad at all.

Time to achieve the “below 1000 per month” goal!

Fixed spending was 2949 which is – again – slightly better, but I need to work in my midterm plan.

Post tax income was 5336 (including the employers part of social insurances).

So this month resulted in an overall plus of 1040.

This isn’t too bad.

My brother finally is buying a house for his family,

so I have to pay back the “loan” he gave me at the beginning of the year,

but the upside is that I’m consolidating (and reducing) my debt even more.

The bottom line of the big debt chart is slowing down.

It will go up soon!



(A single word for very complicated things.)


Pay back my brother. A little more.

Still need to tell you about my overall debt.

Keep flexible spending under 1000.

Reduce fixed spending.

Write some posts!

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